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Office of Human Resources

Benefits for Faculty and Staff


Hardship/Loan Requests

Because these plans are designed for long-term savings and growth, employees should save for immediate and short-term expenses using other methods. However, the FSU 403(b) Plan does allow for loans and hardship withdrawals under very specific circumstances. In order to determine whether you are eligible for a loan or hardship withdrawal, visit the Retirement Manager website and follow the prompts. Your investment provider will require a Certificate of Eligibility before processing your request for a loan or hardship withdrawal. The following documents should then be submitted to the FSU Human Resource Benefits office for final review and approval.

  1. Certificate of Eligibility generated through Retirement Manager
  2. Investment provider paperwork
  3. FSU Employee Statement for Loan Requests
  4. FSU Employee Statement for Hardship Withdrawals
  5. Supporting documentation for hardship withdrawal requests, as described in the FSU Employee Statement

If you need assistance, please refer to the Quick Reference Guide for Employees. Employees participating in a 457 Plan should contact the State of Florida Bureau of Deferred Compensation at 1-877-299-8002 to discuss withdrawal options in the event of an unforeseeable emergency.