Dental Insurance

The State of Florida offers comprehensive dental coverage through a variety of providers. Coverage is effective the first day of the month following one month’s full premium deduction. Enrollment and election changes are completed by the employee through People First.

Prepaid Dental Plan

  • Pays benefits only when you use network providers
  • No deductible or annual maximum
  • Most preventive care at no charge
  • You pay a fixed copayment for dental procedures listed on the copayment schedule
  • Orthodontia: Covered for adults and children (excluding Preventive PPO).
Plan Code Plan Name Employee Only Employee + Spouse Employee + Child(ren) Employee + Family
4034 CIGNA Dental $24.01 $47.31 $56.41 $72.06
4025 Sun Life Dental $14.93 $25.17 $33.26 $43.54
4044 Humana HD205 Dental $12.64 $21.20 $23.00 $32.98

PPO Dental Plan

  • Receive care from any dentist
  • Your cost is lower when you use network dentists
  • You generally have an annual deductible to meet before the plan starts paying benefits, and then you pay part of the cost for the services you receive.
  • Orthodontia: Covered for adults and children (excluding Preventive PPO).
Plan Code Plan Name Employee Only Employee + Spouse Employee + Child(ren) Employee + Family
4023 Ameritas Preventive $26.16 $49.46 $52.94 $77.58
4033 MetLife Preventive $23.88 $44.18 $49.36 $71.66
4022 Ameritas Standard $36.06 $67.60 $75.64 $110.16
4032 MetLife Standard $34.86 $64.50 $72.06 $104.64

Indemnity with PPO Dental Plan

  • Receive care from any dentist
  • Your cost is lower when you use network dentists
  • You generally have an annual deductible to meet before the plan starts paying benefits, and then you pay a percentage of the cost for the services you receive.
  • Orthodontia: Child only orthodontia covered by Sun Life.
Plan Code Plan Name Employee Only Employee + Spouse Employee + Child(ren) Employee + Family
4021 Ameritas Indemnity $43.46 $80.60 $91.78 $132.54
4031 MetLife Indemnity $49.44 $91.48 $102.20 $148.38
4074 Sun Life Indemnity PPO $43.55 $83.61 $98.83 $130.35

Indemnity PPO Dental Plan

  • Receive care from any dentist
  • You have a deductible to meet and then pay part of the cost for the services you receive.
Plan Code Plan Name Employee Only Employee + Spouse Employee + Child(ren) Employee + Family
4084 Humana Schedule B $14.74 $21.96 $23.30 $37.10
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