The State of Florida offers comprehensive dental coverage through a variety of providers. Coverage is effective the first day of the month following one month’s full premium deduction. Enrollment and election changes are completed by the employee through People First. Premium and plan comparisons are available to assist with your dental insurance selection.
Prepaid Dental Plan
- Pays benefits only when you use network providers
- No deductible or annual maximum
- Most preventive care at no charge
- You pay a fixed copayment for dental procedures listed on the copayment schedule
- Orthodontia: Covered for adults and children (excluding Preventive PPO).
Standard PPO Dental Plan
- Receive care from any dentist
- Your cost is lower when you use network dentists
- You generally have an annual deductible to meet before the plan starts paying benefits, and then you pay part of the cost for the services you receive.
- Orthodontia: Covered for adults and children (excluding Preventive PPO).
Preventative PPO Dental Plan
- Receive your care from any dentist
- Your cost is lower when you use network dentists
- You generally have an annual deductible to meet before the plan start paying benefits, and then you pay part of the cost for the service you receive.
Indemnity with PPO Dental Plan
- Receive care from any dentist
- Your cost is lower when you use network dentists
- You generally have an annual deductible to meet before the plan starts paying benefits, and then you pay a percentage of the cost for the services you receive.
- Orthodontia: Child only orthodontia covered by Sun Life.
Indemnity Dental Plan
- Receive care from any dentist
- You have a deductible to meet and then pay part of the cost for the services you receive.
