Health Saving Accounts (HSA)

A Health Savings Account (HSA) is a tax-advantaged account employees should have if enrolled in a High Deductible Health Plan (HDHP). Pre-tax contributions are available to pay for eligible healthcare expenses like deductibles and coinsurance. Employees will receive the state’s monthly deposit of $41.66 for single coverage and $83.33 for family coverage. Unused funds roll over each year and account funds are portable once state employment ends.

Special Note: Employees MUST enroll in the HSA through People First to receive employer contributions.

Employees ages 55 and older may make catch-up contributions of an additional $1,000 per year.

Employees ages 65 and older may only have an HSA if they are not enrolled in any Medicare or Social Security benefits.

Flexible Spending Accounts (FSA)

The state offers three Flexible Spending Accounts (FSAs) to eligible employees that provide a tax break on predictable out-of-pocket costs. Pre-tax contributions are made during the calendar year, January 1 - December 31. Participants receive a Chard Snyder Benny Card Mastercard to use for eligible expenses.

Enrollment and changes are made through People First.

Dependent Care FSA

A Dependent Care FSA is an account employees can use to reimburse eligible services (not healthcare related) to care for children under age 13 and under, or, an older dependent who needs supervised care at least 8 hours a day.

Contributions are accrued in the account as they are payroll deducted. The Dependent Care FSA does not have a carry over amount for the next calendar year. Any unused and unclaimed funds will be forfeited to the State of Florida.

Healthcare FSA

A HealthCare FSA is an account eligible employees contribute pre-tax money that is then used to pay for eligible medical, dental, vision, and prescription drug expenses. The entire healthcare FSA balance is available on the first day of the plan and the plan allows employees to carry over up to $500 of unused money into the next plan year.

Limited Purpose FSA

Limited Purpose FSA is an account to which employees enrolled in a High Deductible Health Plan (HDHP) can contribute pre-tax money to use for eligible dental, vision, and preventative services not covered by a Health Savings Account (HSA).

2026 Contribution Limits

Additional information about FSAs, including a list of generally permitted medical and dental expenses, can be found on the MyBenefits website.